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    Credit Score

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    islandgrl
    Admin

    Posts : 2477

    Credit Score

    Post by islandgrl on Sun Feb 19, 2012 2:39 pm

    What determines your credit score? According to Visa 60% of people don't know. Here is what they say.

    WHAT DOESN'T MATTER

    Employment history
    Interest rates on debt
    Assets/savings
    Age
    Where you live

    WHAT DOES MATTER

    Paying on time
    How much you owe
    How long you have had credit
    New Accounts and Credit Checks
    The number and types of accounts.
    avatar
    Glad E Olah
    Admin

    Posts : 1578

    Re: Credit Score

    Post by Glad E Olah on Sun Feb 19, 2012 2:45 pm

    Don't know if it is true or not but someone told me if you check you credit score often it triggers a computer credit rating and some credit places frown upon it.

    I need to check my score just for curiosity. It may not be good because since hubby died I put nothing on credit. If I cannot pay for it I wait till I get enough money to pay cash. I did purchase a truck in 2007 and used one of the CD's he left me. He has been gone over 7 years now and his life insurance has been used up. I am doing ok from month to month and have a cash backing for small emergencies.
    avatar
    oceanna

    Posts : 4025

    Re: Credit Score

    Post by oceanna on Sun Feb 19, 2012 5:29 pm

    I'd like to know my credit score and am curious as to what it costs.
    I don't want to do it online because I don't like giving my credit card number.


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    Re: Credit Score

    Post by Sponsored content


      Current date/time is Mon Jun 18, 2018 8:45 pm